Risk Disclosure Statement

1. General Market Risk

All investments involve risk. The value of securities can decrease as well as increase. Economic conditions, market sentiment, geopolitical events, and company-specific factors can adversely affect the price of any security. There is no guarantee that any investment strategy will achieve its objectives.

2. Equity Trading Risk

• Stock prices can fall to zero, resulting in a total loss of investment.
• Individual stocks can be significantly more volatile than diversified portfolios.
• Small-cap and micro-cap stocks carry higher risks including illiquidity and manipulation risk.
• Earnings announcements and news events can cause rapid, significant price moves.

3. Options Risk

• Options are complex derivatives that can expire worthless, resulting in a 100% loss of premium paid.
• Selling uncovered (naked) options carries theoretically unlimited loss potential.
• Options pricing is affected by time decay (theta), which works against option buyers.
• Implied volatility changes can significantly impact option values.
• Doc-AI's options P&L calculations and Greeks are estimates and may not reflect actual market conditions.

4. Futures Risk

• Futures contracts are leveraged instruments. A small adverse price movement can result in losses exceeding your initial margin deposit.
• Futures markets operate nearly 24 hours a day, and prices can move significantly during off-hours.
• Margin calls may require immediate additional funding or forced liquidation at unfavorable prices.

5. Algorithmic & Automated Trading Risk

Doc-AI's auto-trade and copy-trading features execute trades automatically. Risks include:

• Software errors or bugs that cause unintended orders.
• Connectivity failures that prevent order execution or cancellation.
• Algorithms that perform well in backtesting may fail in live markets.
• Copying another trader's strategy does not guarantee similar results.
• You are solely responsible for monitoring automated trades and managing risk.

6. AI Signal Risk

Doc-AI's AI signals are generated by machine learning models trained on historical data. These signals:

• Are not guaranteed to be accurate or profitable.
• May reflect patterns that no longer hold in current market conditions.
• Should not be used as the sole basis for any trading decision.
• Carry no implied or explicit warranty of future performance.

7. Data Risk

Market data displayed in Doc-AI may be delayed, inaccurate, or unavailable. Do not rely solely on Doc-AI's price quotes, charts, or fundamental data for time-sensitive trading decisions. Always verify critical data with your broker before executing trades.

8. Pattern Day Trader (PDT) Rule

If you execute 4 or more day trades in a 5 business day period in a margin account with less than $25,000, your broker may designate you a Pattern Day Trader. This restricts trading activity. Doc-AI tracks PDT counts as a courtesy — the binding count is maintained by your broker. Verify with your broker.

9. Tax Considerations

Trading profits may be subject to short-term capital gains taxes at ordinary income rates. Wash sale rules may disallow certain losses. Options and futures have specific tax treatment rules. Consult a qualified tax professional for advice applicable to your situation.

10. Suitability

Before trading, honestly assess:

• Your financial situation and ability to absorb losses.
• Your investment objectives and risk tolerance.
• Your knowledge and experience with the instruments you intend to trade.

If you are unsure whether trading is appropriate for you, seek independent financial advice before proceeding.